Felix Garcia Ramos Health & Life Insurance
Your health insurance specialist

Health coverage that feels easy.

Independent broker for individuals, families, and the self-employed. I compare plans across top carriers to find coverage that fits your needs and budget — in English or Spanish.

Book a consultation Get a quick estimate
39states licensed
~10 yrsin insurance
EN · ESse habla español
Felix Garcia Ramos, licensed life and health insurance broker
Independent brokeron your side, not the carrier’s
Licensed · NPN 18337040
Plans from carriers like
Allstate Health Cigna Aetna Mutual of Omaha Americo Foresters Transamerica National Life Group
Health insurance · my specialty

The right plan for your doctors, your family, and your budget.

I compare options from Allstate Health, Cigna, Aetna, and more — so you don’t have to.

MOST POPULAR

Private Health Plans

Priced on your health, not your income — so healthy individuals and families can often pay less.

  • Rates based on your health
  • Nationwide PPO — choose your doctors
  • Great for families & self-employed
CASH BENEFITS

Supplemental Protection

Extra coverage that can pay cash directly to you when a serious diagnosis or injury hits — on top of your health plan.

Critical illness Cancer Heart attack Stroke Accident Dental & vision
Private health · quick estimate

See what a private health plan could cost.

Just enter ages — no personal information needed.

Your householdStep 1 of 2
Private health plan · estimated range
$— – $— per month · 1 adult
Private PPO plans — choose your doctors
Rates based on your health, not your income
Help in English or Spanish

Illustrative estimate for private health plans, based on age and household size. It is not a quote or an offer of coverage. Actual rates depend on plan, location, and health, and are subject to carrier underwriting.

Getting covered is as easy as 1, 2, 3.

1

We chat

Tell me about you, your family, and your budget.

2

I find your options

I compare plans and walk you through them in plain language.

3

You’re covered

We enroll together — and I’m here whenever you need me.

Life insurance

Peace of mind for the people you love.

Term Life

Protects your home and family during the years that matter most — with options that can pay off your mortgage.

IUL & Whole Life

Coverage that lasts your whole life and builds cash value you can use later.

Final Expense

Covers end-of-life costs so your family doesn’t have to. Easy to qualify, affordable monthly.

Hi, I’m Felix

I represent you, not the insurance companies.

I started in the corporate world representing just one company, but I quickly saw how limiting that was for clients. That’s why I became independent.

With nearly 10 years of experience, I take time to understand your full situation, compare options, and make sure you get coverage that truly fits. My clients know they can count on me and my team to keep insurance simple, affordable, and personalized.

Let’s talk View my licenses →

Ready to feel good about your coverage?

Let’s find coverage that fits your family. Hablamos en español también.

Book a consultation felix@multiplywellnessgrp.com